Take one college-bound student with an overdrawn bank account and one 20-minute brainstorming session on how to raise money to pay for school, and what do you get? A million-dollar idea that’s had people around the world slapping their foreheads and muttering “Why didn’t I think of that?” ever since.

With only one month to go before he was to begin classes at a three-year university–and no money in his bank account–Alex Tew was determined to find a way to avoid student debt. Armed with a notebook and pen, Tew stayed up late one night brainstorming ways to make some quick cash. (more…)